The market would do that anyway...if you let it.

US Treasury Secretary Timothy Geithner vowed Thursday to put failing banks that take too much risk "out of existence" in order to avoid bailing out firms deemed "too big to fail" at taxpayers' expense.

"Our view is that we need to make sure that you're limiting how big they can get and how risky that they can get," Geithner told ABC News as the US Congress pursues negotiations on a sweeping financial reform bill.

"But if, in the future, if they mess up and they take themselves to the edge of the cliff again, then we want to make sure we can put them out of existence, dismember them, break them up safely without the American taxpayer having to bail them out again."

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Government tells banks, we will bail you out if you're too risky, what do the banks do? Surprise surprise, they're more risky.  Now the Federal Governement is going to do what the market would do anyway...why?  To control WHICH banks fail!

This is called crony capitalism. Couple this with what's going on with Goldman Sachs right now, and it's clear.